Banque et innovation

Agile software development has its critics, but Suncorp is not one of them.

Source : Business Wire

May 22, 2012, 11:13 a.m. EDT

U.S. Bank Launches Banking App for iPad

U.S. Bank has released a new banking application that is designed for iPad users. It is currently available for download in the iTunes store.

"The new U.S. Bank app for iPad comes with all of the mobile banking features that customers have come to appreciate, with the enhanced benefit of being optimized for the tablet's larger screen," said Niti Badarinath, senior vice president and head of mobile banking at U.S. Bank. "For example, when searching for the nearest branch, customers can now see a map side by side with text that lists hours and a phone number."

Customers can deposit checks using the iPad's camera, just as they can in the iPhone and Android apps, in addition to making person-to-person payments, viewing account balances and transactions, paying bills, making payments to other U.S. Bank accounts such as their mortgage and car loans, and reviewing rewards information. The iPad app was created in partnership with Fiserv using its Mobiliti platform.

U.S. Bank has already decided to offer customers a mobile check deposit feature in its mobile banking app in March 2011. Last fall, U.S. Bank launched a credit card iPhone app for select retail partners that allows customers to apply for and receive on-the-spot credit to make immediate in-store purchases. An iPad app developed for retail partner employees to use when talking to customers launched in March. In addition to its banking and payment features, U.S. Bank also offers mobile apps for its prepaid cards including its ReliaCard, AccelaPay and Health Savings Account (HSA) services.

This spring, the company also introduced a pilot of Find US+, an app designed to overlay street view branch and ATM information using the iPhone's camera feature. It also provided readers of the U.S. Bancorp Annual Report and U.S. Bancorp Corporate Citizenship Report with enhanced content, such as video or additional information, accessed by scanning the photo with their iPhone using the Digimarc app. 

Source : Business Wire

May 24, 2012

Wells Fargo announced the launch of Send & Receive Money, a service that simplifies Wells Fargo customers' payments to other Wells Fargo and Bank of America customers through online and mobile banking using an email address or mobile phone number. Wells Fargo customers no longer need to know their recipient's account number at Wells Fargo or Bank of America. 

"Customers want options and convenience," said Brett Pitts, senior vice president at Wells Fargo's Internet Services Group. "With Send & Receive Money customers can send payments electronically to others without having to know their sensitive financial information, such as bank account numbers. As mobile money transfer becomes more common, remembering multiple account numbers will be harder. Send & Receive Money allows customers to pay another person using information they typically either know or have programmed on their phone."

Customers can use their recipient's mobile phone number or email address to initiate a person-to-person payment via clearXchange, which was formed to facilitate the movement of funds between bank customers to better meet their needs. Wells Fargo is an owner of clearXchange.

"This is a great step in the vision we have for clearXchange," said Mike Kennedy, executive vice president and head of Innovation and Payments Strategy at Wells Fargo and board chairman of clearXchange. "The ability to easily move money between family and friends across financial institutions is something asked for by our customers. We are happy to now provide the service."

Over time, Wells Fargo's Send & Receive Money service will be expanded, and Wells Fargo customers will be able to send money to and receive money from customers at banks other than Bank of America.

The service is available to all Wells Fargo customers with a checking or savings account and online banking. Customers can sign up for Send & Receive Money during an online banking session or via Wells Fargo's mobile apps or at wf.com. Transfers take up to one business day between Wells Fargo customers and up to three business days between customers of different financial institutions. The service currently has no fee.

About Wells Fargo

Wells Fargo & Company WFC +0.28% is a nationwide, diversified, community-based financial services company with $1.3 trillion in assets. Founded in 1852 and headquartered in San Francisco, Wells Fargo provides banking, insurance, investments, mortgage, and consumer and commercial finance through more than 9,000 stores, 12,000 ATMs, the Internet (wellsfargo.com), and other distribution channels across North America and internationally. With more than 270,000 team members, Wells Fargo serves one in three households in America. Wells Fargo & Company was ranked No. 23 on Fortune's 2011 rankings of America's largest corporations. Wells Fargo's vision is to satisfy all our customers' financial needs and help them succeed financially.